Making an Offer Checklist: What to Confirm Before You Bid

A checklist of what to confirm before making an offer on a property in NZ, from price and conditions to the settlement date.

Proply Team 6 July 2026

Confirm Before You Commit

Making an offer is exciting, but a few minutes of careful checking beforehand can save significant stress afterward. Beyond the price, confirm your conditions (finance, building report, LIM), exactly what's included as chattels, and whether the proposed settlement date actually works for your finance and moving plans.

a hand holding a pen over a blue clipboardPhoto by Phil Hearing on Unsplash

Once your offer is accepted and signed by both parties, it becomes a binding agreement — so this is the last point where these details are easy to change.

Before You Sign

Confirm each of these before submitting your offer.

Price and parties

Double-check the offer price and that every buyer's name is correctly recorded.

Conditions and deadlines

Confirm finance, building report, and LIM clauses are included with realistic timeframes.

Chattels list

Make sure everything you expect to stay is specifically written into the agreement.

Settlement date

Check it lines up with your finance approval timeline and any moving plans.

Condition Timeframes

Realistic deadlines for finance, building report and LIM give you genuine protection.

The Chattels List

Anything not written down specifically isn't guaranteed to stay with the property.

Once your offer is signed by both parties, it becomes binding — this is the last easy point to get the details right.

Quick Summary

  • Confirm price, conditions, chattels and settlement date before you sign.
  • Realistic condition deadlines genuinely protect you if something doesn't work out.
  • An accepted, signed offer is binding — check everything beforehand, not after.

About to put in an offer?

Proply can help you confirm everything before you sign.

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