The Conveyancing Process Explained, Step by Step

A step-by-step walk-through of the NZ conveyancing process, from signing the sale and purchase agreement through to settlement day.

Proply Team 6 July 2026

From Signature to Settlement

Conveyancing follows a fairly predictable sequence once you've found a property. It begins the moment the sale and purchase agreement is signed and runs through to the day ownership legally changes hands.

a hand holding a key to a front doorPhoto by Jakub Żerdzicki on Unsplash

Your lawyer or conveyancer is working in the background at every stage — even when it doesn't feel like much is happening, they're checking the title, liaising with the other side, and preparing the paperwork LINZ needs to register the transfer.

The Conveyancing Process, Step by Step

The same broad sequence applies whether you're buying or selling.

1. Agreement signed

The sale and purchase agreement sets the price, deposit, settlement date and any conditions.

2. Conditional period

Your lawyer orders a title search, LIM report and helps arrange finance and building reports.

3. Going unconditional

Once satisfied, your lawyer confirms to the other side that all conditions are met.

4. Pre-settlement preparation

Lawyers finalise the settlement statement and your bank prepares to release mortgage funds.

5. Settlement day

Funds are exchanged and the title transfer is registered electronically through LINZ.

Settlement is completed almost entirely electronically — lawyers exchange funds and register the transfer through LINZ's Landonline system, not in person.

As a Buyer

Your lawyer focuses on due diligence, title checks and liaising with your bank to have funds ready.

As a Seller

Your lawyer focuses on confirming the buyer's conditions are met and preparing the transfer for settlement.

Quick Summary

  • Step 1: sign the sale and purchase agreement.
  • Step 2: use the conditional period for due diligence.
  • Step 3: go unconditional, then settle and register via LINZ.

Ready to start the process?

Proply keeps you, your lawyer, your bank and your agent aligned at every step of conveyancing.

Get Started